It would be difficult to find a better symbol to represent our country and our state than the farmer. With courage and determination farmers tilled the soil, tended livestock and established a farming tradition throughout this land. The continuation of the tradition has not been without its difficulties.  At times it has been necessary for farming communities to work together to preserve their heritage.  

Such was the case on July 12, 1913, when one hundred Knox County farmers met in Market Hall to organize the Farmers Mutual Fire Insurance Company.  Little did they know at the time just how successful their efforts would be.  All they knew was that fire protection and insurance availability was inadequate for their needs.  As members of a community with shared problems they came together to find a solution.

As the complexion of the farm community and Tennessee has changed, Farmers Mutual of Tennessee changed to provide the best possible service to its members.  Nearly 100 years after its founding, Farmers Mutual of Tennessee has grown to provide insurance coverage statewide while maintaining the mutual philosophy of neighbors protecting neighbors which is foundational to the products and services we offer today.

Those who are insured through Farmers Mutual of Tennessee enjoy one of the best insurance values available today.

Your local agent works hand-in-hand with our insurance professionals at designing an insurance program that suits your individual needs, assuring the peace of mind knowing you are not paying for coverages you don’t need, and are getting the best possible value on the coverages you do need.

Another key advantage of our insurance products is how they are underwritten. We specialize in providing individualized insurance coverages at competitive rates. Big or small, and everything in between, our underwriting team works with your agent to specifically discuss your needs. We are able to provide value through our loss control services, offering personalized recommendations to reduce the potential for loss. 

Farmers Mutual of Tennessee provides the best value available in insurance because we understand the unique needs of our policyholders.  As a mutual insurance company, we are owned by our policyholders. Headquartered in Knoxville, Tennessee, we have a long history of providing quality insurance products going back to 1913. Working exclusively through local independent agents, the personal attention you receive gives you the assurance that you have the best coverage at a competitive price.

Our insurance programs can be summed up in four words…

 Experience - Over 95 years insuring Tennessee

 Dedication - Personal service to each policyholder 

 Growth - Stable premiums with steady growth 

 Excellence – Continually striving for unmatched service 

Our entire company is devoted to these ideals and believes in the philosophy of neighbors protecting neighbors.  Too many people and businesses are in the position of entrusting a company in a far away place to have the personal knowledge of an insured's needs. Farmers Mutual of Tennessee is headquartered in Knoxville, Tennessee. We are represented by local, independent agents who know your home, farm or church and can easily stay abreast of your ever-changing needs. Most importantly, our insurance programs offer one of the best values available.

The independent agents we work with are highly qualified insurance professionals. They are often part of your hometown and understand each policyholder has different insurance needs. Your agent has the ability to recommend loss-prevention ideas to help reduce the potential or severity of a loss, evaluate areas of liability and present an insurance program that is specifically tailored to your needs, answer questions about your coverage or payments, or assist you in resolving a claim.

If you would like to find Farmers Mutual of Tennessee agents nearest you, use our agency locator!